PiggyBank Club
For teachers, parents & community leaders

Bring real money skills into the classroom

Project-based learning units, curriculum-aligned standards, and literacy-friendly activities — free for every educator on every continent.

17

Countries

8

PBL Projects

4

Age Groups

5

Worksheets

Financial literacy is one of the most powerful life skills a young person can develop — yet it rarely appears on a timetable. These resources change that. Every project below connects to official curriculum standards across English-speaking countries on six continents, spans four age groups, and weaves together maths, science, technology, English, art, geography, and business studies.

The worksheets and online activities at the bottom of this page are designed for learners with limited reading ability. They use pictures, icons, and simple multiple-choice questions so that financial education reaches everyone — not just those who already have access.

Project-Based Learning Units

Each project runs 4–12 weeks, links to official curriculum standards across multiple countries, and integrates at least three subject areas.

6 weeks

The Neighbourhood Market

Start a real micro-business in your school community.

MathsEnglishArt & DesignBusiness Studies

Students identify a need in their school or neighbourhood, design a product or service, set a price, track income and expenses, and pitch their business to a panel of 'investors' (teachers and parents). They create a simple logo, write a one-page business plan, and present their results at a class market day.

Skills developed

BudgetingPricingPersuasive writingTeamworkBasic accounting

4 weeks

The Savings Challenge

Can your class save $100 together in 30 days?

MathsEnglishVisual ArtsHealth & PE

A class-wide savings challenge where students track individual and collective savings goals using a shared chart. They learn about needs vs wants, delayed gratification, and compound interest through a simple simulation. Students create infographics showing their savings journey.

Skills developed

Goal settingData trackingPercentagesInfographic design

Curriculum-aligned across six continents

Every project maps to official standards in these English-speaking and English-instruction countries.

🇦🇺Australia
🇺🇸United States
🇬🇧United Kingdom
🇨🇦Canada
🇳🇿New Zealand
🇿🇦South Africa
🇳🇬Nigeria
🇰🇪Kenya
🇮🇳India
🇸🇬Singapore
🇮🇪Ireland
🇯🇲Jamaica
🇿🇼Zimbabwe
🇫🇯Fiji
🇵🇭Philippines
🇧🇼Botswana
🇿🇲Zambia

Financial Literacy Activities

Designed for learners of all reading levels. Picture-based, icon-guided, multiple-choice activities that make financial education accessible to everyone — including adults with limited literacy.

BeginnerIntermediateAdvanced

Needs vs Wants

Beginner

Picture-based activity: sort everyday items into 'need' or 'want' buckets.

🏠A house to live in is a...

🎮A new video game is a...

🍎Food to eat is a...

👟Designer shoes are a...

💊Medicine when you are sick is a...

✈️A holiday overseas is a...

Saving Money

Beginner

Simple questions about saving — no reading required, just pictures and choices.

💰You earn $10. You spend $7. How much do you save?

🏦Where is the safest place to keep your savings?

📅You save $5 every week. After 4 weeks you have...

⭐Saving a little bit every day is called...

🎯A savings goal helps you...

Understanding Debt

Intermediate

Learn what debt means and how to avoid the debt trap.

📋Debt means you...

📈Interest on a loan means you pay back...

💳Which is the best way to use a credit card?

⚠️A payday loan usually has...

🤝If you cannot pay a debt, the best thing to do is...

🎓Good debt can be used to...

Budgeting Basics

Intermediate

Learn how to plan your money so it works for you.

📊A budget helps you...

💵Your income is $2,000. Your expenses are $1,800. Your budget has a...

📐The 50/30/20 rule means spending 50% on needs, 30% on wants, and 20% on...

🛡️An emergency fund should cover how many months of expenses?

🔍Tracking your spending helps you find...

Investing & Growing Wealth

Advanced

Understand how money can grow over time through smart investing.

🌱Compound interest means your interest earns...

🌐Diversifying your investments means...

📈A share is...

⏰The earlier you start investing, the...

👨‍👩‍👧‍👦Generational wealth means building assets that...

🧺An ETF (Exchange Traded Fund) is...

Money Stories Comprehension Quizzes

Read a Money Story, then test your understanding. Up to five multiple-choice questions per story — perfect for classroom discussion or self-study.

Comprehension Quiz

The Millionaire With the Broken Phone

1What did N'Golo Kanté famously drive despite earning tens of millions of dollars?

2What does the essay say about Kanté's phone?

3What is the main financial lesson the essay draws from Kanté's lifestyle?

4According to the essay, what separates Kanté from many other high-earning athletes?

5What term best describes Kanté's approach to money as portrayed in the essay?

Comprehension Quiz

The Herder Who Found Millions

1What did Saniniu Laizer discover on his land in 2020?

2Approximately how much were Laizer's gemstones worth?

3What did Laizer do with a significant portion of his windfall that surprised the world?

4What financial concept does the essay highlight through Laizer's story?

5What did Laizer choose NOT to do after his discovery, which the essay presents as notable?

Comprehension Quiz

Text Your Way Out of a Crisis

1What economic crisis was Zimbabwe experiencing when Strive Masiyiwa built EcoCash?

2What is EcoCash?

3What obstacle did Masiyiwa face before launching his telecom business?

4What broader lesson does the essay draw from EcoCash's success?

5According to the essay, what made EcoCash accessible to ordinary Zimbabweans?

Comprehension Quiz

The Queen Who Kept the Wolves Out

1What was Queen Salote Tupou III's primary financial achievement for Tonga?

2What does the essay mean by "keeping the wolves out"?

3What financial principle does Queen Salote's story illustrate?

4How does the essay describe Queen Salote's approach to global superpowers?

Comprehension Quiz

From Antennas to Empires

1At what age did Kerry Stokes leave school?

2What was Stokes's first job after leaving school?

3What did Stokes eventually come to own, having started in the antenna business?

4What learning difficulty did Stokes have that the essay mentions?

5What is the core message the essay takes from Stokes's journey?

Comprehension Quiz

The Sauce That Swallowed the Noodles

1What was Tao Huabi originally selling before she became famous?

2What did customers keep asking for instead of the noodles?

3What is the name of the brand Tao Huabi built?

4What financial principle does Tao's pivot from noodles to sauce illustrate?

5What is notable about how Tao Huabi ran her company, according to the essay?